Funding for Speech Therapy

Funding

Private speech and language services are not covered by OHIP, but let us assist you in finding effective ways to fund your child's therapy.

HEALTH BENEFITS

If you have access to health benefits for therapy, speech and language therapy typically falls under the Medical Rehabilitation section of a benefit policy. Your policy should specify if there is a maximum amount that can be claimed per year (e.g. $500). Some policies provide detailed limits, such as a maximum amount that can be claimed per session (e.g. $80). Many insurance plans allocate an amount per claimant. This means that parents may have health benefits for therapy related to speech and language treatment. During treatment, there may be instances where you as a parent will need training on specific strategies or techniques to implement at home, which can support your child's speech and language development. If your therapist includes parent training in your child's treatment plan, that session may be billed or claimed under the parent's name, potentially extending your child's benefit coverage.

Be sure to examine your Personal Health Spending accounts to see if these funds can cover speech and language therapy as well.

TAX CREDITS

If your child is receiving speech therapy and has a medical diagnosis (e.g. Autism, apraxia, etc.), and if therapy is deemed an essential part of their well-being, you may qualify for the Child Disability Benefit. To determine your eligibility for this benefit, please visit the CRA website for more information.

GRANTS

There are various grants available to assist children with special needs. We encourage you to check the provided websites to see if you qualify for grants for speech and language services.

Jennifer Ashleigh Children's Charity

Labbatt Better Together

**Payment is due at each visit. Receipts will be provided for insurance purposes. We do not submit our receipts directly to the insurance companies.**

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